Welcome to the AllNations Bank CRA Public File
As a dedicated Oklahoma community bank, we are committed to meeting the credit needs of our local assessment areas, including Calumet and Shawnee. This page provides transparency regarding our Community Reinvestment Act (CRA) performance, lending services, and our ongoing commitment to agricultural lending and small business growth.
List of Services Offered
Credit Services Offered
The following are credit services offered within the community:
- Consumer Loans
- Auto Loans
- Debt Consolidation Loans
- Personal Loans
- Recreational Vehicle Loans
- Boat Loans
- Aircraft Loans
- Mortgages for Owner Occupied and Non-Owner Occupied
- Mortgages for Multi-family Dwellings
- Commercial Real Estate Loans
- Commercial Loans:
- Working Capital
- Equipment Loans
- Revolving Lines of Credit
- Commercial Letters of Credit/Standby Letters of Credit
- Dealer Floor Plans
- Professional and Executive Loans
- Agricultural Loans
- FSA Guarantee Loans
- 4-H and FFA Project Loans
AllNations Bank has traditionally been a consumer-oriented bank that makes loans to small and medium sized businesses. We will continue to take applications from all areas of our community without discrimination as to religion, race, color, sex, nationality, age or marital status.
Deposit Services Offered
AllNations Bank has a variety of competitively priced checking, savings, and money market accounts. The list of services is:
- Low Cost Checking
- Interest Bearing Checking
- Savings
- Time Deposits
- Safe Deposit Boxes
Loan to Deposit Ratio History
March 31, 2023 56.69%
June 30, 2023 59.02%
September 30, 2023 62.56%
December 30, 2023 68.48%
March 31, 2024 60.48%
June 30, 2024 57.28%
September 30, 2024 62.22%
December 31, 2024 67.96%
March 31, 2025 59.72%
June 30, 2025 60.87%
September 30, 2025 62.50%
December 31, 2025 72.21%
March 31, 2026 63.51%
HMDA Reporting
2023 Not Required to Report
2024 Not Required to Report
2025 Not Required to Report
2026 Not Required to Report
ATM Locations
AllNations Bank is a part of the AlphaLink Alliance for ATMs. This means that an AllNations Bank Debit Card Holder can go to any AlphaLink Alliance ATM and use it with no service fee.
Please click the link for ATM Locations.
List of Branches Opened or Closed
Branch Openings Branch Closings
2023 – None 2023 – None
2024 – None 2024 – None
2025 – None 2025 – None
Assessment Area Tracts and Maps
AllNations Bank Assessment Area includes all census tracts in Canadian County, Oklahoma
- 3001
- 3002.01
- 3002.02
- 3003
- 3004
- 3005
- 3006
- 3007.01
- 3007.02
- 3008.02
- 3008.03
- 3008.04
- 3008.05
- 3008.06
- 3009.01
- 3009.02
- 3009.04
- 3009.05
- 3010.01
- 3010.03
- 3010.06
- 3010.10
- 3010.11
- 3010.12
- 3010.13
- 3010.14
- 3010.15
- 3011
- 3012.01
- 3012.02
- 3013.01
- 3013.02
- 3014.06
- 3014.07
- 3014.08
- 3014.09
- 3014.10
AllNations Bank Assessment Area includes all Census Tracts in Pottawatomie County, OK
- 5002.00
- 5003.01
- 5003.02
- 5004.00
- 5005.00
- 5006.00
- 5007.00
- 5008.00
- 5009.00
- 5010.01
- 5010.03
- 5010.04
- 5011.01
- 5011.02
- 5012.01
- 5013.00
AllNations Bank Assessment Area includes all Census Tracts in Seminole County, OK
- 5831
- 5832
- 5833
- 5834
- 5835
- 5836
- 5837
- 5838
- 5839
Locations & Hours
Calumet Location
114 E. Main St.
Calumet, OK 73014
ATM Located Onsite
Mailing Address
PO Box 118
Calumet, OK 73014
Phone: 405-893-2240
Drive Up
8am – 4pm Monday – Friday
Lobby
9am – 4pm Monday – Friday
Shawnee Location
2023 Gordon Cooper Drive
Shawnee, OK 74801
ATM Located Onsite
Mailing Address
2023 Gordon Cooper Drive
Shawnee, OK 74801
Phone: 405-273-0202
Drive Up
9am – 5pm Monday – Wednesday
9am – 5:30pm Thursday – Friday
Lobby
9am – 4pm Monday – Friday
